The phrase, “As simple as riding a bicycle” has become even more relevant today with the increased popularity of EBikes.
An EBike, for those not familiar, is a bicycle equipped with a small battery-powered motor that assists with pedaling. It is the motor that triggers special attention for insurance protection. A normal bicycle, that operates 100% on human power, is included as personal property and covered under the liability on your homeowners policy. Once the motor is added, coverage becomes complicated.
We have researched coverage with each of our carriers, and they each handle the coverage a little differently. If you have purchased an EBike, or are considering one, please call our office to talk over how to protect your investment.